Educational Acmeology. Developmental Psychology

Izvestiya of Saratov University.

ISSN 2304-9790 (Print)
ISSN 2541-9013 (Online)

For citation:

Emelyanova T. P., Vikentieva E. N. Retirement preparation as a process: Stages and factors. Izvestiya of Saratov University. Educational Acmeology. Developmental Psychology, 2024, vol. 13, iss. 3, pp. 225-238. DOI: 10.18500/2304-9790-2024-13-3-225-238, EDN: KMVYTO

This is an open access article distributed under the terms of Creative Commons Attribution 4.0 International License (CC-BY 4.0).
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Language: 
Russian
Heading: 
Psychology of Social Development
Article type: 
Article
UDC: 
159.9.072.43
DOI: 
10.18500/2304-9790-2024-13-3-225-238
EDN: 
KMVYTO

Retirement preparation as a process: Stages and factors

Autors: 
Emelyanova Tatiana P., Institute of Psychology RAS
Vikentieva Eva Nikolaevna,
Abstract: 

The study is relevant due to the complex nature of the retirement experience, which requires mental recovery and future planning. The aim of the study is to explore characteristics of pre-retirement individuals based on their stage in the retirement planning process. Hypothesis: Proactive coping strategies and long-term personality orientation are linked to the retirement planning process. Social and demographic factors (level of education, presence of dependents in the family) are signifi cant in planning the retirement transition. Participants: 202 respondents aged 43-63 years (male = 49%; female = 51%), working and living in diff erent regions of the Russian Federation. Methods (tools): an abridged version of the Stanford “Zimbardo Time Perspective Inventory” (F. Zimbardo adapted by T. A. Nestik) was used to study individual diff erences in time perspective; the Proactive Copying Inventory (E. Greenglass adapted by E. P. Belinskaya, A. V. Vecherin, E. R. Agadullina) was used to study proactive coping strategies; The Process of Retirement Planning Scale (Jack H. Noone, Christine Stephens, Fiona M. Alpass) was used to assess the retirement planning process. Findings. The research demonstrated signifi cant diff erences in the manifestation of proactive coping strategies at the stages “Ideas about Retirement” and “Preparation for Retirement”. Future orientation was markedly lower at the stages of “Ideas about Retirement” and “Decision to Start the Preparation”. The time perspective of the respondents who were at the stage of “Decision to Start the Preparation” diff ered signifi cantly from other groups in their fatalism in the perception of the present. The desired age of retirement signifi cantly exceeded the age of the planned retirement. The research revealed the signifi cance of social and demographic characteristics for retirement planning. The main conclusions. The stage “Decision to Start the Preparation” is characterized by the fatalism of the respondents in the perception of the present. Proactive coping strategies manifest themselves at the stages of “Ideas about Retirement” and “Preparing for Retirement”. Such social and demographic factors as presence of dependents in the family and the education level of a pre-pensioner are crucial for retirement planning. Practical application. The results of the study can be utilized in counseling pre-pensioners.

Key words: 
pre-pensioners
retirement preparation
temporary preparatory model
proactive coping strategies
time perspective
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Received: 
18.04.2024
Accepted: 
17.06.2024
Published: 
30.09.2024
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