предпенсионеры

Relevance: in the context of increasing life expectancy and the economic situation in the country and the world, the problem of moderating the correlation between personal and subjective qualities of people of pre-retirement age is becoming increasingly relevant. The purpose of the study is to identify the signifi cance of social and demographic characteristics and self-assessment of the family fi nancial situation which act out as moderators of the correlation between personal characteristics and economic and psychological maturity of pre-retirees.

Relevance: the issues of studying subjective qualities of the pre-retiree’s personality, including their fi nancial autonomy, are of particular relevance due to economic instability and uncertainty. The present article is devoted to the problem of measuring fi nancial autonomy in the situation of retirement planning which is one of the indicators of economic and psychological maturity of a person. The purpose of the work is to conduct a psychometric test of the original author’s questionnaire “Individual’s Financial Autonomy Scale” (T. V. Drobysheva, I. V. Larionov, S.

The study is relevant due to the complex nature of the retirement experience, which requires mental recovery and future planning. The aim of the study is to explore characteristics of pre-retirement individuals based on their stage in the retirement planning process. Hypothesis: Proactive coping strategies and long-term personality orientation are linked to the retirement planning process. Social and demographic factors (level of education, presence of dependents in the family) are signifi cant in planning the retirement transition.