Relevance: in the context of increasing life expectancy and the economic situation in the country and the world, the problem of moderating the correlation between personal and subjective qualities of people of pre-retirement age is becoming increasingly relevant. The purpose of the study is to identify the signifi cance of social and demographic characteristics and self-assessment of the family fi nancial situation which act out as moderators of the correlation between personal characteristics and economic and psychological maturity of pre-retirees.
