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The article presents the results of an empirical study which has the purpose of studying the relationship of indicators of multi-level properties in the structure of integral individuality of students with different combinations of rationality of decision-making and risk appetite.

The article deals with the results of theoretical and methodological analysis of the problem of psychological formation mechanisms of students’ readiness to innovation activity. Innovation activity is an integral part of any organization or enterprise and it supports the competitiveness and survival of a person in modern changing world.