The article meaningfully analyses the concepts of the personal potential and the socio-psychological adaptation in correlation with the psychological readiness of the person to take the risk in adolescence. It demonstrates the results of empirical research, carried out using a sample group of students from the universities of city of Saratov - Saratov State University named after N. G. Chernyshevsky and Saratov State Medical University named after V. I. Razumovsky (N = 77, age 19-22 years). Methods that were used: «Personal factors of decision-making» (LFR-25 T. V.
